News — CreditCards
For those looking to transfer existing debt, the Citi Simplicity® Card has a great introductory offer — 0% APR on balance transfers for 21 months and then an ongoing 14.74% - 24.74% (Variable) APR
Citi adds even more to that initial perk with 0% APR on new purchases for 12 months as well, then an ongoing 14.74% - 24.74% (Variable) APR. Then it gets even better with no annual fee and no penalty for late payments. All of that sounds fantastic, but it does come with a catch. Two actually — a prohibitive balance transfer fee and zero rewards. However, if you have another card earning points on daily purchases and appreciate paying off debt without fear of late fees, the Citi Simplicity® Card is certainly worth a look. What we like about the...